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Comments
GordW
In an optimal setting one
Posted on: 09/20/2011 11:00
In an optimal setting one would find a way to do both.
Happy Retiree
GordW, my thoughts exactly.
Posted on: 09/21/2011 22:34
GordW, my thoughts exactly.
trishcuit
optimal indeed. unfortunately
Posted on: 09/22/2011 13:09
optimal indeed. unfortunately we are subject to the laws of reality. Maybe when the debts are paid off a person could take the same amount they have been paying monthly and sock it away.
Mahakala
That's what I hope too
Posted on: 09/22/2011 15:30
That's what I hope too trishcuit. I wish I could get some savings going, so when something like car goes or I need to see a dentist, I don't have to pull out the credit card. That's been my problem for years and it's sinking me!
Pinga
It depends. There are
Posted on: 09/23/2011 14:13
It depends.
There are tax breaks for putting stuff away.
You really need to work the numbers.
chemgal
In a optimal setting, one
Posted on: 09/24/2011 09:25
In a optimal setting, one wouldn't have debt.
GordW
THere are and there aren't
Posted on: 09/24/2011 16:55
THere are and there aren't Pinga.
In our case, where we could probably zero out our taxes without RRSP contributions the tax-based incentive to save for retirement is cut way back. If one's income and deductions already balance out then saving has little tax purpose.