I've been reading (and admittedly skimming) the 'intercourse before marriage discussion'.  I didn't want to derail it, but have a problem with some of the comments there.  I agree with most of the advice given to carloverp.  I don't have an issue with people who decide to have premarital sex.  Some people who don't have an issue with premarital sex DO have an issue with those who do decide to wait though.  I've decided to wait until I'm married to have intercourse, it's a decision I've made based on my relationship with God.